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What is Klarna?

Klarna is the payment service provider from Sweden. Buy now, pay later with flexible payment options. Pay in 4 interest-free installments. Pay in 30 days. Financing for larger purchases. Klarna app for shopping and payments. Merchant integrations for e-commerce. One of Europe's largest fintech companies valued at billions.

Key Features

  • ✓Buy now pay later
  • ✓Pay in 4
  • ✓Pay in 30 days
  • ✓Financing
  • ✓Klarna app
  • ✓Merchant integration
  • ✓Shopping features
  • ✓Bank transfers
  • ✓Direct payments
  • ✓Swedish company
  • ✓Global coverage
  • ✓E-commerce integration

🔒 Privacy & Data Protection

Klarna is based in Sweden with Swedish financial regulations. For merchants wanting European BNPL alternative to Afterpay, Klarna delivers.

Best For

Buy now pay laterE-commerce paymentsInstallment paymentsCheckout financingPayment gatewayAfterpay alternative

💰 Pricing

Free for consumers. Merchants pay per-transaction fees.

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